What does my CareCard cover?

We are proud to offer

Fully covered eye exams for children and youth ages 0-18 who have a valid BC CareCard.

Patients with valid BC CareCards who are 65 years or older are entitled to partial coverage towards their eye examinations every year. Please note that MSP does not cover the entire fee, and there is a copay for seniors.

Between the ages of 19-64 MSP may contribute to eye exams on a case by case basis, depending on ocular health conditions, use of specific prescription medications, and systemic health conditions. Your optometrist will be able to determine if you qualify for MSP coverage. As with seniors, MSP does not not cover the entire fee.


Extended Insurance

If you’d like us to try to direct bill your insurance, please bring your insurance card to your appointment as insurance must be billed at the time of service. If you do not have the necessary information for us to directly bill your insurance, you will need to pay out of pocket and submit your invoice for reimbursement.

Please note that not all insurance policies allow direct billing. We offer direct billing for the following companies:
● Chambers of Commerce Group Insurance
● CowanDesjardins Insurance
● First Canadian
● Canada Life
● Green Shield Canada
● Empire Life
● Group HEALTH
● Group Source
● Industrial Alliance
● Johnson Inc.
● Johnston Group Inc.
● Manion
● Manulife Financial
● Maximum Benefit
● Pacific Blue Cross
● Sun Life Financial

First Nations Health Coverage

We directly bill the FNHA health plan. To bill this plan we require your status number. Children under 19 have coverage for eyeglasses or contact lenses every calendar year. Adults over 19 have coverage for eye exams and eyeglasses or contact lenses every two years. Appointments for contact lens fittings or specific concerns may have a fee- our staff are happy to provide you with a quote when you schedule your appointment.


Canadian Forces

We are pleased to offer direct billing to Canadian Forces members for both eye examinations and glasses. Our doctors are well versed with the Canadian Forces paperwork, and our staff is happy to help you understand the benefits available to you through the Forces.

Unfortunately the insurance plan that covers family of military members does not allow direct billing for vision care.

Disability and Ministry Coverage

We are able to direct bill for eye examinations and glasses coverage through government plans administered by Pacific Blue Cross. These include BC Healthy Kids, and plans administered by the Ministry of Social Development and Poverty Reduction and the Ministry of Children and Family Development.

Coverage on these plans varies. We recommend that you contact Pacific Blue Cross to check what coverage is available to you before your appointment.

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Hours and Location

Admirals Walk Optometry Clinic

106-1505 Admirals Road
Victoria, BC V9A 2P8

(250) 995-0449
(250) 995-2899